Being cited for failure to provide proof of financial responsibility under Vehicle Code 16028(a) is a common violation but carries expensive fines. If the driver did not have proof of auto insurance in effect on the date of the violation, the traffic court can be very harsh and unforgiving. Hiring the right insurance card lawyer is important because many drivers did not own the vehicle in question or sold the vehicle making it impossible to submit proof of insurance to the court to avoid the high fines. An experienced insurance card attorney can propose less costly solutions to the traffic court that will save you money.